In today's fluctuating economy, financial planning has become critically important. With so many options available, investing can become somewhat overwhelming. Managing finances, while protecting assets, requires more than an in-depth knowledge of products and services; it requires expertise in tax optimized financial planning. Headquarters Advisory Group helps clients tackle investing with their consultative approach to wealth management.
We can help you with:
By leveraging our tax and financial advisory experience, Headquarters Advisory Group will help ensure your valued clients develop wealth management plans that function in a tax-optimized manner. This includes making sure that they don’t pay a penny more in taxes than they should, and looking for ways to reduce current and future tax burdens. Our goal is to help them keep more of what they make. BACK TO TOP
Every employer and employee knows that saving for retirement is probably the foremost reason for investing; but which type of plan is best? There are plans for self-employed individuals, and plans for company-sponsored investors; and there are many variable types that fall under these two categories. We help determine the right fit for clients.
Qualified plans include defined benefit plans that provide employees with guaranteed payouts, and place the risk on the employer to save and invest properly to meet plan liabilities. A traditional pension is a common defined benefit plan; whereas in under defined contribution plans, such as a 401(k), the amount employees receive in retirement depends on how well they save and invest on their own behalf during their working years.
Then there are non-qualified plans that allow employees to defer taxes until retirement. From deferred compensation plans, to executive bonus plans, group carve-out plans, and split-dollar life insurance plans, the landscape starts to get confusing if you don’t understand the complexities. We’ll help your clients determine maximum contribution limits, so they’ll be in the best possible financial position at retirement. BACK TO TOP
We understand that investment planning can be intimidating for many people. We have the knowledge and experience to help your clients navigate the process. When examining investment strategies which aim to balance risk and reward, we start by assessing risk tolerance, followed by which asset classes—equities, fixed-income, and cash or equivalents—are best for meeting your clients’ individual goals. This evaluation enables us to formulate a strategy regarding which investment securities best fit their objectives. BACK TO TOP
Best advice; start planning now. With the cost of tuition increasing faster than the rate of inflation, finding a way to save and pay for higher education is a top priority for many investors. Whether setting up a tax advantaged 529 college savings plan, or a 529 prepaid tuition program, we help your clients select the plan that best fits their needs. BACK TO TOP
Illness and injury can happen to anyone. In fact, each person has a one in four chance of becoming severely ill or disabled. As life changes, so do insurance needs and necessary strategies to protect your clients’ lifestyles and families.
When consumers are shopping for an insurance policy, they’re often looking for the best price, but not necessarily the right coverage. Our team of insurance professionals can help your clients with the solutions that fit their particular needs, while still considering costs, deductibles, claims service, and more. From property and casualty, to health and life insurance, our advice and expertise are invaluable when it comes to your clients’ financial well-being. BACK TO TOP
Essentially, income protection involves identifying, analyzing, and either accepting or mitigating uncertainty in decision-making. A solid plan safeguards assets, and accurately measures risk against against claim probability. Our seasoned investment professionals work with your clients by identifying their investment objectives and risk tolerance. We then help determine what risks exist in an investment, and then handle those risks in a way best suited to your clients’ investment objectives. BACK TO TOP
Business owners have countless daily demands on their time. Additionally, they must save for retirement, and plan for what will happen to the business when the owner retires. Whether it’s a buy-sell agreement between owners, or an income preservation plan for your loved ones, we offer comprehensive support for complex business planning needs. BACK TO TOP
Living with debt may not only cause stress, but may also prevent your clients from living the life they truly desire. We offer effective credit management advice and solutions to help them move past debt, and prepare for major purchases and unexpected costs in the future. BACK TO TOP
Designing an estate plan and defining a legacy is one of the most difficult and emotional components of a wealth management plan. Successfully planning the transfer of wealth is critical to fulfilling the promises your clients have made. We’ll work to minimize income and estate taxes, and help maximize the financial opportunities your clients can provide to their chosen beneficiaries. The goal is to help them leave behind the legacy they wanted. BACK TO TOP
Any event that forces dramatic and sweeping changes, such as marriage, divorce, birth, death or a large inheritance, is considered a special situation. These events can affect estate plans and investment strategies. Our team will partner with you to help guide your clients through these situations to make sure they are prepared. BACK TO TOP
Securities offered through 1st Global Capital Corp., Member FINRA/SIPC
Investment advisory services including fee-based asset management accounts held through NFS, LLC, are offered through 1st Global Advisors, Inc. All other financial planning services are offered through Headquarters Advisory Group, LLC. Headquarters Advisory Group, LLC and 1st Global Capital Corp are unaffiliated entities.
Insurance services offered through 1st Global Insurance Services, Inc.
We currently have individuals licensed to offer securities in the states of AZ, CA, CO, CT, DE, FL, GA, MA, MD, MI, MT, NC, NH, NJ, NY, OR, PA, TN, VT, and WI. This is not an offer to sell securities in any other state or jurisdiction.
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